Singapore flag

Singapore

AsiaSGD

Key Figures

Income Tax Range

0%–22%

Tax year 2025

Employer Contribution Rate

17% + 13%

On gross salary

Employee SS Rate

20% + 13%

Deducted from gross

Minimum Wage

Income Tax Brackets

Tax year 2025

Full tax guide
BracketIncome RangeRate
Tax-Free BandSGD 0SGD 20,0000%
2% BandSGD 20,000SGD 30,0002%
3.5% BandSGD 30,000SGD 40,0003.5%
7% BandSGD 40,000SGD 80,0007%
11.5% BandSGD 80,000SGD 120,00011.5%
15% BandSGD 120,000SGD 160,00015%
18% BandSGD 160,000SGD 200,00018%
19% BandSGD 200,000SGD 240,00019%
19.5% BandSGD 240,000SGD 280,00019.5%
20% BandSGD 280,000SGD 320,00020%
22% Top RateSGD 320,000and above22%

Social Security Contributions

Employee and employer contribution rates

Employee Contributions

CPF — Employee (age 55 and under)

20%

CPF — Employee (age 55–60)

13%

Employer Contributions

CPF — Employer (age 55 and under)

17%

CPF — Employer (age 55–60)

13%

Employment Rules Summary

Key obligations for employers in Singapore

Full law detail
💰

Minimum Wage

🏖️

Annual Leave

7 days

🏥

Sick Leave

14 days

📋

Notice Period

1 day

⏱️

Probation Period

3 days

👶

Maternity Leave

16 weeks

👨‍👧

Paternity Leave

2 weeks

Overtime Rate

1.5× standard rate

📅

Payroll Frequency

Monthly

🎁

13th Month Pay

Not required

Health Insurance Schemes

Employer obligations in Singapore

Full HR compliance

MediShield Life (CPF Medisave-funded)

Public

Mandatory national health insurance scheme for all Singapore Citizens and Permanent Residents. Funded via CPF Medisave (23% of CPF ordinary wage for employees under 55, of which 10-10.5% goes to Medisave). MediShield Life premium paid from Medisave. Covers large hospitalisation bills and selected outpatient treatments.

Employer

Employer Group Health Insurance

Private — Optional

Employer-sponsored group health insurance (typically hospitalisation and surgical, plus outpatient) is standard practice in Singapore. Not legally mandatory but expected by employees. Premiums are tax-deductible for employers. Commonly structured as a Group Hospitalisation and Surgical (GHS) plan with outpatient rider.

Employer

Official Sources

Government authorities for Singapore employment and tax

Quick Payroll Calculator

Singapore - Estimates only

SGD
Gross salarySGD 50,000
Income tax- SGD 1,250
Employee social security- SGD 16,500
Net take-home paySGD 32,250
Effective deduction rate35.5%
Total employer costSGD 65,000
Full breakdown calculator

Estimates only - Not professional tax advice

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Data Disclaimer

All data is sourced from official government publications and updated monthly. This is for reference only and does not constitute professional tax or legal advice. Always verify with a qualified local advisor.

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